There are more sinkholes in Florida than any other state
By now I’m sure you’ve heard about the guy who got swallowed by a sinkhole in his own home and his brother’s attempt to save him. 
Sinkholes are yet another issue that most people moving to what they think is paradise never consider.
Homeowners, Wind, Flood and throw in some sinkhole coverage while you’re at it. Figuring out what insurance to carry on a home in Florida is not as easy as in most other states. Actually that’s not completely true. If you get a mortgage to buy your home, the lender will tell you what coverage you must have or they won’t lend the money. Many buyers who are new to the state are often shocked to find out how much it can cost to insure your adobe in the sunshine state.
Sinkholes can affect any home in Florida according to sinkhole experts from the state. The area around Tampa Bay, especially Hillsboro County is particularly active. Over 500 sinkholes have been reported there since 1974 when they started keeping track.
While your mortgage company may not require sinkhole coverage (yet) it may be a smart move to make sure you’re covered just in case. You can consider the additional cost a “paradise tax”. All insurance companies offering homeowners in Florida are required by law to provide the coverage if you want it. Chances are, being swallowed alive while minding your own business at home will probably never happen to you. But if large cracks in your foundation and worst start to happen you’ll be glad you spent the extra dollars.
Florida no longer dominates Forbes Magazine’s list of worst places to live
Last year, Forbes named Miami as the most miserable place to live in the U.S. Tampa and Fort Lauderdale were also in the top 10 of miserable places. The article that accompanied the list singled out Florida as a particularly miserable state. This year they changed some of the criteria used when choosing what makes one city a worst place to live than somewhere else. Cities that have high overall loss of population now rank higher on the worst meter. Now Detroit and Michigan have been awarded the crown of worst of the worst. Indecently, guess where many from Michigan move to when they leave? Too bad they didn’t know that most people who move to Florida, will move from there too.
